As the commercial says, there are a lot of individuals that do not ever look at their credit reports and scores. To not do so is to invite disaster with oneâ€™s credit, the ramifications of which could conceivably exist in individualâ€™s future for decades to come. So, what should an individual do if they want to look at their credit? A web site provides the ability to find oneâ€™s credit report for free, and how to compare the individualâ€™s credit report with all of the other individuals in the United States. What I always find interesting is to compare my credit score with the credit scores of all other individuals in my age and racial demographic, as if it was some kind of race. Iâ€™ve found that my credit score is slightly higher than other individuals in that demographic, so I can have a little bit of a celebration. Each of the web sites that are covered in this article have a very easy to navigate type of space that will ensure that even individuals that have just picked up a computer or have but a few minutes to check their score at a school or library will be able to do so. I know that credit scores vary from day to day, so it may just be the best idea to go forth and bookmark the sites. You can also find some valuable information for how to properly shift up your credit score, and how to keep it up for as long as possible. So, the next time you are wondering about this score, check out these web sites and see how you stack up. Give the site a go as soon as you can, because the next day may hold a blow or benefit to your credit that will be present for years to come.