In this short article you will find some very important tips on the ways to save on car insurance, whether you need to renew your policy or you are thinking of changing your car.
Let’s find out the tricks to save money on car insurance:
1) Don’t wait for your policy to expire
Don’t get to the last days of your auto insurance expiration, but take the time to contact your insurer, a few days before. If your renewal quote does not convince you, you will be in time to negotiate new quotes, a few days before.
Of course, a lot depends on the service you received from your consultant, as you may be so satisfied with it that you don’t look around at all. 2) If you are feeling bad, compare quotes from moneyexpert.com with multiple companies
If, and only if, you felt bad for some reason with your insurer or the company, try to compare between the various online and non-online companies. It is very important that you enter (or request) the same and identical guarantees, otherwise the comparison loses its meaning. Similarly, the AA Ireland Insurance offer competitive quote on your car insurance renewal with different options.
3) Save up to 20% on RCA thanks to the black box
The black box for cars, also called GPS, is an unique opportunity to show that you are a “virtuous” driver who does a few km and does not make accidents.
These two characteristics merged together, will allow you to immediately save about 20% on the RCA and in the near future to obtain greater discounts. This, calibrated on the basis of the actual Km you will do with your vehicle.
4) Read the Contract or the Quote and ask questions if you have doubts
Choose wisely the guarantees to be included in the contract and always read first, if there are deductibles or overdrafts.
Unfortunately, it is common practice not to be sent a photo of the paper quote but we are “satisfied” with having the guarantees written and knowing the price. These are precisely the most frequent cases in which the risk of having a bad surprise in the future increases.
5) Knowingly accept compromises
Once you have sent the paper quote you can make all the necessary assessments.
For example, if you find the price still too high, you can consider inserting overdrafts and deductibles at your expense.
6) Ask for a discount and / or take advantage of active promotions
It is important to take advantage of active promotions. Don’t waste your time and choose everything right.
7) Choose the annual split if you can support it
It is certainly simpler and is an excellent choice. It will save you a lot of money and you will only have to think about it once.
Final Considerations
These 7 moves are as simple as they are effective and you will see that they will immediately help you. You could pay less on your car insurance. Don’t take them for granted and follow them step by step to take advantage of their benefits.